Lerner and Esposito Associates

Helping Families Navigate The Road To Higher Education

Anthony Esposito started his financial services business in 1987. His goal is to help college bound families graduate from the college of their choice with the least amount of debt.

College Funding

Use this calculator to estimate the cost of your child’s education, based on the variables you input.

Cash Flow Analysis

This Cash Flow Analysis form will help you weigh your income vs. your expenses.

Net Worth

A balance sheet summarizes your assets and liabilities and reveals your net worth.

Life Insurance (AXA version)

How Much Money Will Your Loved Ones Need When You Die?

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Take It Year by Year

The Federal Reserve has been cutting interest rates fast and deep. Although not all consumers rates are directly affected by the cuts, they highlight turmoil in the credit markets, rising inflation, and the possibility of slower economic growth.

What’s in It for You?

The Economic Stimulus Act of 2008 contained favorable provisions that will benefit small business. It appears that the government wants to inspire businesses to spend freely, too.

Conserve Your Estate

Are your estate strategies up-to-date and ready for whatever legislative changes lie ahead?

New Lease on Life

Can your risk-protection strategy benefit from a whole-life insurance policy?

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